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By law in the UK everyone needs to have insurance for the vehicle covering third party risk. This rule applies to the car hire firms as well. If the car is involved in an incident in which third party property is damaged or a person is injured. The vehicle has to have insurance cover for the eventuality.

So when you rent a car from a car rental company in the UK this insurance cover will be in place without you having to pay for it directly as part of your rental cost. The car is likely to have comprehensive insurance included in the rental cost. This covers the cost of repair to the vehicle in the event that it has been damaged.

However, due to the insurance costs incurred by the car hire company, they normally try to offset their costs by having an insurance excess or deductible on their policy. The sum for the vehicle rental uk excess insurance could be around 600.00 GBP or more.Excess amount could be more if the car is a premium type vehicle , like a sports car .

The driver hiring the car is responsible for the insurance excess sum . One of the car rental firm’s policy.
The driver would be responsible for the excess total if the vehcile is damaged in the uk.Damage to the vehicle , if the excess has been fixed as GBP 600. By doing this they lower their insurance costs and also give the driver an incentive to try and avoid the vehicle being damaged.

When a car is returned damaged to a vehicle rental location , the car rental staff will normally work off a chart of sorts to establish the approximate cost of repair. The rental companies will apply this amount to the hirers credit card. In the event that the sum of repair is actually less than the sum charged to the credit card, there is some doubt that the car rental company actually contacts the hirer to refund the difference. The driver should ask for a receipt for the damage amount in the event the hirer is entitled to a refund.

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